Jay S. Daughtry, ChatterBachs
I love these stories about the "Millionaires Next Door". Often the people who have money are not the ones who appear to. While they may spend money on nicer items, entertainment, etc., they do not necessarily have the biggest houses, fanciest cars, or most lavish vacations. These individuals look for value, and they save for a rainy day, education for their children, retirement, etc.