Stephanie Davis

In my experience, the dental coverage provided by my health plan (GEHA) is minimal and I still had to pay some out of pocket, even for routine cleanings with a covered provider. Since getting the dental insurance last year, I haven’t paid anything for routine cleanings and a small copay for other minor dental procedures.

I also added a vision plan to my coverage but I’m going to drop it this open season and just put the money I would have paid for the additional insurance in to a health savings account. It didn’t provide any additional benefits over what I get with my health coverage.