Pay Freeze - affects my family; my husband is older than I am, I am not ready to retire yet, but he has retired. Without an upgrade in my pay, this makes providing for my family and living a normal lifestyle difficult on my salary alone. Of course my husband has a side business, but since his retirement was not planned for this early in his life; lost his job and had to wait three years before he could receive retirement pay; this put a big dent in our budget. Now we are doing a lot of "catch-up" our business is growing, but it will be a while before we start to see any profits.
I do believe that those who put this into action should also be made to abide the same rules of pay. It is real easy to make decisions about these types of situations, when you're not directly involved.
So I say, put your money where your mouth is; put up or shut up!