RETIREMENT: Should You Elect a Survivor Annuity? Home › Forums › Human Resources › RETIREMENT: Should You Elect a Survivor Annuity? This topic contains 0 replies, has 1 voice, and was last updated by Doris Tirone 7 years, 11 months ago. Author Posts September 22, 2010 at 12:37 pm #111568 Doris TironeParticipant Just in case you’re thinking about retirement: (and no matter where you are in your Federal career, it’s never too early to plan!) … there’s a great article today in FedSmith.com about the pros & cons of electing a Survivor Benefit at retirement. It can’t hurt to check it out! Author Posts You must be logged in to reply to this topic.