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Universal Health Care
August 29, 2010 at 12:51 pm #109132
From rural Arkansas…
being a little facetious
Can Someone explain to me how the TP’ers could possibly be opposed to this
END of Facetiousness
State health plan a boon for low-income employees
CARROLL COUNTY — When he first came across a $25-a-month health insurance plan for low income employees and $35-a-month for the self-employed, former county judge Richard Williams thought it was a scam.
As a small business owner with low income employees, Williams was interested — but dubious.
He is now a staunch advocate who has employees and family enrolled — and he wants to share the good news with others.
“Health insurance is a big concern for many people these days and this plan has been around a couple of years,” he said. “It’s a great opportunity for the people of Carroll County — even farmers can qualify!”
Williams was talking about ARHealthNetworks, an innovative State of Arkansas low-cost health benefits plan subsidized by state tobacco settlement funds and federal matching funds.
According to the Arkansas Center for Health Improvement (ACHI), a nonpartisan, independent health policy center, a profile of the uninsured in 2005 showed that more than 70 percent of Arkansas small businesses did not offer health insurance and nearly 400,000 adults did not have coverage because of high premiums.
This is how it works, he said.
An employer offering the plan must have a minimum of two full-time employees, but no more than 500. The employer deducts the monthly premium from the employees’ pay and remits it to the state each month. There is no cost to the employer, only paperwork.
Employees must be an Arkansas resident, a U.S. citizen, work 30 hours or more per week, be between the ages of 19-64, and have a household income no greater than 200 percent of the federal poverty level.
As an example, a single person can make up to $1,805 per month to qualify for the subsidy, or $2,428 if they are a family of two.
Those who earn more can still get insurance through the plan. They pay $255 a month, which Williams says is still a great deal, especially for those with high priced prescription drugs.
He said his wife is on the $255-a-month plan and they have already realized savings because of her knee problems. He also noted that pre-existing conditions are “covered from day one!”
Wilk described it as a “moderate” plan, meaning a person is limited to $100,000 in services per year. It wouldn’t cover the high price of cancer related treatments, he said, but it does provide a basic benefits package that most people need.
He said the plan covers six office visits, seven inpatient hospital days, two major outpatient services, and six provider visits per year, along with two prescriptions per month.
August 29, 2010 at 1:59 pm #109136
Nice Plan, Henry, but you are singing to the Left Bank Quior. The Insurance company just denied a thousand dollars worth of charges on my Ana’s health Insurance for pre-existing comditions. She was laid off from her job until the COBRA expired, then she went back to work. They are treating her like a new insurance enrollee and refusing to pay for pre-existing. They were the insurers for the original condition?
August 31, 2010 at 10:23 pm #109134
Wilson P. Dizard IIIParticipant
One reason the Tea Party groups oppose this is that many of them are funded directly or indirectly by Dick Armey’s America Works corporation.
America Works is, in effect, a lobbying group that takes corporate donations. Its finances are very opaque and Armey is coy when asked how much he makes. He appears to be the sole proprietor of the organization, the last time I checked.
That company accepts corporate donations to provide a range of Tea Party-type functions, including the menacing rent-a-mob that chanted racist slogans, while being egged on by GOP Members of Congress, during crucial health care bill votes.
Many Tea Party activists are outraged, confused people.
But “the brains of the bunch,” so to speak, are a core of multimillionaire grifters like Sarah Palin, Glen Beck and Dick Armey.
Note that Armey himself had government health insurance throughout his decades as a state employee in Texas and as a member of Congress, and sought to keep his federal health insurance when he left Congress.
How cynical can you get?
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