Hi everyone – I’m new to the federal government and I was surprised by the lack of benefits in the health plans. (Has everyone found this “PlanSmartChoice” site yet? It is pretty helpful but I wasn’t told about it in any of my orientations: https://www.plansmartchoice.com/Registration.aspx).
I’m going to stay on my husband’s plan, which doesn’t have any deductibles and has very few extra costs for things like hospital stays or emergency rooms. His company uses a health insurance broker to negotiate better plans for the employees. Is that something the government could do better?
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