1. Budget and live on two paychecks per month. With 26 pay periods per year, every 6 months you will get an ‘extra’ paycheck. This money should be spent on strategic financial goals: Maximize TSP, pay down debt, setup an emergency savings fund, savings for down payments on major purchases (home, auto)
2. Take full advantage of Alternative Work Schedules, Flextime, and/or Telework. These programs save you money by reducing costs associated with working: transportation, food, drycleaning, etc…
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