From memory, If I understand the VAVR&e correctly, a RO can make a funding decision to support a disabled vet with a purchase of equipment etc. up to a certain level (5K?), and requests above level that can be forwarded to Central Office VA for a higher funding level decision. On the business financing side, an RO can work with the local SBA district office to help access local SBA lenders, including the Patriot Express and other SBA loan programs. Also, note, a growing number of States have established special State Loans that often work with SBA loan guarantees for vets and reservists. Missouri, Ohio, NY, MD. Fla. Wash. State and perhaps others. Bill Elmore
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