I am Phyllis Behrens, Ph.D. I’m an academic based in Wichita Falls, TX. I devote summers to research which is often conducted in other states and is anticipated to eventually lead me towards Halifax and Orkney areas. I worked as a non-residential real estate analyst in the 1970s and 1980s, for the FDIC during the S & L (Thrift) crisis of the…[Read more]
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