The concept of borrowing money using collateral is called debt financing. Whenever a lender is considering financing a prospective client the very first hurdle that must be achieved is determining the borrower’s credit. It is important to provide ample information within and attached to a formal loan request that speaks to the potential credit question.Read… Read more »
Though most of the focus involving education during the 82nd Texas Legislative Session will be on spending, some advocacy groups and legislators are pushing for education reform in the area of school bullying. School bullying entered into national exposure as a possible rationale behind the Columbine High School shooting in 1999. Since then, most statesRead… Read more »
Recently, I was made aware of a great environmental health campaign that was developed for the good people in Salt Lake City, Utah. Although many images of the landscape are picturesque with rolling hills and stunning mountain peaks – that same geography in Salt Lake County, combined with cold winter temperatures and inactive weather patterns,Read… Read more »
A new survey from the Public Service Research Panel (PSRPanel) finds that over two-thirds of public service professionals surveyed use social networking daily (50%) or weekly (20%) as part of their personal life. However, only a third use social networking daily (12%) or weekly (21%) as part of their job. The survey is based onRead… Read more »
In today’s GovWin webinar, “To the Cloud!,” a range of experts concurred: Cloud computing is no passing fad. The government agrees: Federal, state and local governments are clamoring for cloud services and guidance. The panel, which included a range of industry experts, discussed cloud computing as a concept, its security implications and what contractors canRead… Read more »
A new survey from the Public Service Research Panel (PSRPanel) finds that 69% of public service professionals consider “an interesting job” to be very important to them, while only 9% consider high income to be very important. And 54% consider “helping other people” to be very important. The survey is based on responses from 194Read… Read more »
Dedicated to The Honorable Barack Hussein Obama Our New President I have the greatest admiration for a man I’ve never met. God sent this man into our lives, and we shall n’er forget, That God believes and we agree, this man comes with a creed. He’s been preparing his entire life to fill our Nation’sRead… Read more »
One month ago we have experienced in Israel something very unusual – the strike of the Israel Diplomatic service. Diplomats rarely go to strike, as diplomacy is considered an important element of the national security. But this time diplomats protested against the deterioration of their working conditions in the last 15 years, and there wasRead… Read more »
Is your handshake firm and solid or weak and squishy? Man or woman a firm handshake says confident and authoritative. Although there are a number of stories claiming the origin of the hand shake, the bottom line is it is a sign of respect, and one indicating equality between greeters. So important is the handshakeRead… Read more »
The US Department of Health & Human Services have moved forward with its “Early Innovator” grant program to develop model state health insurance exchanges. Six states and a group of New England states will receive $241 million to help them design and implement the IT infrastructure for insurance exchanges, HHS officials said Wednesday. Kansas, Maryland,Read… Read more »